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Deciding to Buy

The process of buying a home begins by determining a price range that matches well with your financial situation. As a homeowner, you will need to budget not only for your mortgage payments, but also for the ongoing costs of living in and maintaining your new home. Try to be realistic and honest with yourself about a price that will allow you to live comfortably without struggling to maintain financial stability.

Once you have decided on your price range, you can start your search by exploring neighbourhoods and areas where you would like to live, and look within these for your ideal property.

Start to think about the features you would like your home to have. Do you want a fenced yard, garage, fireplace, perhaps an extra bathroom or spare bedrooms? Build a list of these features and narrow it down to what will best suit your lifestyle and price range. This will help to determine what kind of property you are looking for. A single-family detached home is attractive to many people because it typically provides more living space and property. On the other hand, a condominium may be a more appropriate choice for you, with its emphasis on maintenance-free living. It may be that you want to start from scratch and build the house of your dreams, or find an old gem to polish and restore.

With these things in mind, a picture of what you are looking for will begin to appear in your mind, and you can begin the search for your new home.